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FHA Streamline Refinance, Rates Still Low The ABC’s of buying a home. Mortgage Masters Group Some investors refuse to buy manually underwritten loans. As a result, fewer of them make it through the process. john porter, vice president of Mortgage Master service corp. president of Colonial.FHA refinance rates. current fha rates are some of the lowest in history. According to Ellie Mae’s January 2019 Origination Report, the average 30-year rate on FHA loans decreased to 5.05 percent. This keeps FHA rates on par with conventional loan rates at 5.04 percent.