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Because of that insurance, lenders can-and do-offer FHA loans at attractive interest rates and with less stringent and more flexible qualification requirements. Here are seven facts all buyers should. In 2014, most lenders require scores of 600 or higher for FHA loan eligibility (though it’s not a hard-and-fast rule).
· On average, severely delinquent borrowers have gone more than 9 months without making a mortgage payment-and yet foreclosure has not yet started for them. For those borrowers who are in the foreclosure process, it’s been an average of 13.6 months-more than one full year -since they last made any payment on their mortgage.
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